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Recent Posts by Peter Berlin

Incorporation: Advantages & Disadvantages

When a business is in its inception, the owners must decide the best form that it should take. Owners need to be very clear about what they are getting into by forming a corporation. Advantages The advantages to incorporation are many. Those starting the business technically are no longer owners, but shareholders. This means that…
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What Constitutes a Breach of Contract?

A contract is an agreement between two or more parties. In order for a contract to be legally enforceable, it must comprise: 1) an offer; 2) acceptance of the offer; and 3) valid consideration. In the business context, parties often enter contracts to buy and sell goods and supplies, for employment, to lease commercial space,…
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Private Reverse Mortgages – What You Need to Know.

Reverse mortgages, usually obtained from financial institutions, allow people who are at least 62 years of age to convert their home equity into cash, which is received by the homeowner either as a lump sum, a line of credit, or monthly payments. The loan becomes due, with interest, when the borrower dies, moves out of…
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Free Speech and Honking Your Car Horn. Can you be Arrested?!

When Helen was reported to her homeowners association by a neighbor for violating a restrictive covenant against keeping chickens, she picked a rather odd way of getting even with the neighbor. She had to borrow a friend’s car to do it, but she stopped the car in front of the neighbor’s house at 6 a.m.…
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Yet Another Hazard on the Golf Course

Hazards to a golfer’s health and safety that come most readily to mind involve swinging clubs and golf balls in flight, usually on unintended flight paths. But the sport also has other dangers lurking, including the garden variety slip and fall. When James, a golfer, sued a golf resort recently over such a mishap, his…
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“Freeze” your Credit To Help Prevent Identity Theft

By now, most people are familiar with the threat of identity theft and the uses to which the thieves might put your stolen identity. This includes usingyour personal information to charge goods and services on a new bogus credit card. There are the usual preventive measures you can take, such as keeping personal information close…
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Natural Gas Exploration Not Allowed in Suburbs

An oil and gas company was enthusiastic enough about the prospects for finding and bringing up natural gas on a particular piece of property that in addition to securing a lease from the property owner for exploration and drilling, it agreed to pay him a signingbonus of nearly $100,000. As you read this, you are…
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Tomato: Fruit or Veggie?

The very identity of the tomato is and has for a long time been a point of contention. On the one hand, botanical purists point out that the tomato should be considered a fruit, given that it is the fruit of a vine. On the other hand, as part of our diets, the tomato “…
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Essential Documents to Organize

If, like so many, you are prone to disorder in the keeping of important documents, assuming that you keep them at all, you may be well past due for a makeover of your estate plan and your end-of-life instructions. It is not just a matter of maintaining tidiness for its own sake: a lot of money…
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